Monday, 20 May 2013

Homes and mortgages

Time to consider a fixed-term mortgage deal?

brampton233 The Bank of England base rate has been at 0.5 per cent for just over three years. This is both the lowest it has ever been since records began and one of the longest periods without a change in recent times.

Tax advice

Budget tax changes make it all the more important not to waste allowances

Last week’s Budget included tax changes for many of us and next week will see the start of a new tax year (on April 6 – I know it is a strange date to start the year but…).

Pensions and retirement

How to make the most of your pension contribution

Coins photo The tax year end gives us all a regular opportunity to consider taking advantage of the various tax reliefs and allowances available.
Browse an archive of articles from our personal finance experts here

Advice from the experts

Understand the risks of investing

It never ceases to amaze me the number of investors I meet who really don’t understand the actual level of risk associated with investments, including arrangements within their own investment portfolio that they regard as ‘safe’.

Personal finance news

North west’s bank of mum and dad most likely to take an interest

More than half of parents who offer financial help to their children to buy their first home expect to be paid back – and nearly three-quarters of them want interest – a study has found.

Risk assessments will allow businesses to see the wood from the trees

trees303 In one way or another everyone has felt the impact of the harsher economic climate over the last few years. This has emphasised the importance of the need for all businesses, whatever their size, to undertake a regular risk assessment.

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